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03 Nov 2012
Over the years, I never thought much about having key man life insurance. I mean, when you're young, the last thing you want to think about is dying. But, after honestly seeing so many friends and relatives pass away, it hit me. Having live insurance is extremely important for a number of reasons.

I can remember being back in my early 20's when a salesman approached me about purchasing a life insurance policy. I automatically, without a second thought, told him that I was not interested in throwing money away on something I knew I would not need anytime soon. I didn't really have a family, so I didn't feel that it mattered.

But after some time, I've seen how families have suffered when a loved one dies, especially the children. It's...